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Payday Advance Loans in Just a Few Clicks

No faxing, cheap rates, immediate answers combine for a winning combination

Payday advance money is needed at times in almost everyone's life. A loan at PayDay OK is a quick and easy way to cover any emergency cash need that might arise.

  • Loans up to $500
  • Instant Application Results 24/7 with No Faxing

Payday advance loans at PayDay OK have helped thousands of people just like you make it to their next payday. We loan up to $500 with a quick, secure and completely online process. If you have a job and a checking account you can take advantage of our low-cost service today.

How it Works
Simply complete our online application (no faxing), and submit the application from our web site. You will receive an email response with the application results. Once you're approved, you can return to PayDay OK and accept your loan.

Loans accepted by 5:00 PM (CST) on a banking day are submitted to your bank by 5:00 PM (CST) on the next banking day - posting funds to your account depends solely on the efficiency of your bank or credit union.

Anytime prior to the date your loan is due, you can return to PayDay OK and choose the payment option that works best for you. All payments are made by electronic transfer from your checking account.

What is Required to Get a PayDay OK Loan?
Getting a Payday OK loan is easy, all you need is a job or proven source of income, Email address, listed home phone, checking account in good standing, and you must be at least 18 years of age. All signed Loan Agreements are subject to verification of prior loan history and application data.

An "account in good standing" is defined by PayDayOK when it shows 30 days of transaction history without any of the following:

  • non-sufficient fund transactions
  • returned checks
  • overdraft charges
  • negative account balances

PayDay OK will not deposit funds into accounts with negative balances.
Your application will be either approved or declined based on our evaluation of the information you provide. Occasionally we may ask customers to fax additional information.

When is a Payday OK Loan Not OK? When you find yourself having to depend on the money you receive from an advance day after day, week after week you're probably overextending yourself a bit. At PayDay OK, we want to be here for you whenever you need us, but we don't want you to think of us as a long-term solution. So ask yourself, do you think of a cash advance as part of your monthly income or as a short-term emergency solution? If we've become like an extra paycheck, maybe it's time you also considered some other choices.