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Balance Transfer Offers Essentially Unchanged According to the May 2012 SBT Monthly Index

NORWALK, Conn. May 24, 2012 SmartBalanceTransfers.com

Average 0% balance transfer lengths in May were unchanged from April at 12.68 months. This figure represents a 7.5% increase over May of 2011 and a 4% increase since the start of the year.

Balance transfer fees dropped from 3.09% to 3%, slightly above the multi year low of 2.95% reached in February of 2012. Since May of last year, balance transfer fees have fallen 12%.

Jeffrey Weber

Chase and Citibank continue to set the bar and any substantial change in offers from these banks could have significant ramifications on the marketplace.

no fee balance transfer

About the SBT 0% Balance Transfer Offer Index

Updated monthly, the SBT 0% Balance Transfer Offer index reflects the average fees and 0% APR promotional periods for a basket of 22 credit card offers.  These offers represent all banks with pertinent offers included in the J.D. Power annual credit card satisfaction survey, including Citibank, Chase, Discover, Capital One, Bank of America, Barclay’s, Wells Fargo and U.S. Bank.

http://www.smartbalancetransfers.com/blog/2012/05/may-2012-sbt-balance-transfer-index-806/

About SmartBalanceTransfers.com

http://www.smartbalancetransfers.com/

Jeffrey Weber

SOURCE SmartBalanceTransfers.com

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