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Checklist for Finding the Best Discount Dental Plan for You: What Consumers Should Look For

Discount dental plans are not for every consumer, and individuals should carefully review all their options before selecting any dental plan. To evaluate the best discount dental plan for their particular needs, consumers should ask the following questions:

  •     What are the specific terms of the plan?
  •     How large a discount does the plan provide?
  •     What dental services or procedures are needed?
  •     What is the total cost of the services or procedures?
  •     Does that figure include all fees related to the procedure?
  •     Are any services or procedures not covered by the discount plan?
  •     Is the total amount after discount due in full up front, or can payments be spread out over time?

Most discount dental plans require the discounted total to be paid up front. Therefore, if a lump sum payment for a dental procedure appears to be prohibitive, then a discount dental plan may not be the best option. In that case, consumers may wish to consult directly with a dentist regarding a payment plan, which many dentists are willing to negotiate, or they may look into traditional dental insurance products.

Finally, before choosing a discount dental plan, consumers should ask if the dentist they plan to work with will honor the discounted rate for services throughout the term of the consumer’s membership in the plan.

“With the breadth of options available to consumers today, no one should have to do without the dental care they need to maintain a healthy lifestyle,” Smith said. “ offers consumers top discount dental plans that help them find more affordable care for the dental services they need, and our network of carriers includes discount dental plans that offer consumers a choice among tens of thousands of dentists nationwide.”

Based in Los Angeles, CA, has been the preeminent dental insurance and discount dental plan comparison shopping experience since 2001. A leading innovator and provider of dental insurance and discount protection to individuals and employers, was the first company to enable consumers to compare, apply for, and purchase dental insurance and discount protection from top-rated insurance carriers online via the company’s website at Working diligently to deliver the most competitive carriers and plans nationwide, provides individuals, families, and businesses quality dental coverage to fit every budget and lifestyle.

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