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John Hancock Annuities Launches New ‘Retirement Talk’ Module

BOSTON Feb. 14, 2011

The new Retirement Talk module introduces options that help couples planning for retirement ensure that their income will last for the duration of two lives. It features a client-friendly educational video that addresses the emotions that many couples are experiencing after the roller-coaster markets of the last few years, and how they believe it has impacted their plans for retirement. The video complements John Hancock’s original highly successful Retirement Talk video, which demystified annuities and the role that guaranteed lifetime income options may play in a well-rounded retirement portfolio.*

www.jhretirementtalk.com

Tom Mullen

Mike Treske

www.jhretirementtalk.com

About John Hancock Financial and Manulife Financial Corporation

Canada Asia the United States Cdn$475 billion US$478 billion December 31, 2010

www.manulife.com

the United States Hancock life insurance annuities fixed products mutual funds 401(k) plans long-term care insurance college savings www.johnhancock.com

Contact your financial advisor or visit www.jhannuities.com for more information, including product and fund prospectuses that contain complete details on investment objectives, risks, fees, charges, and expenses, as well as other information about the investment company, which should be carefully considered. Please read the prospectuses carefully prior to purchasing. The prospectuses contain this and other information on the product and the underlying portfolios.

*The guarantee is backed by the claims-paying ability of the issuer, and does not apply to the investment performance or safety of the underlying portfolios.

Hancock

Venture Annuities and the optional riders, which are available for an additional fee, are not available in all states; product features may vary, subject to state regulation. Variable annuities are not FDIC insured, are long-term contracts designed for retirement purposes, and are subject to investment risk, including the possible loss of principal. Charges may apply to amounts taken in excess of the withdrawal amount available without a withdrawal charge during the surrender charge period. All withdrawals reduce the death benefit, optional benefits, and contract value. In addition, withdrawals of taxable amounts will be subject to ordinary income tax and, if made prior to age 59 1/2, a 10% IRS penalty tax may apply. Past performance is not a guarantee of future results.

U.S.A. Bloomfield Hills, MI New York New York New York Valhalla, NY John Hancock Distributors LLC

Not FDIC Insured

Not Bank Guaranteed

May Lose Value

Not a Deposit

Not Insured by Any Government Agency

0211:1315503

SOURCE John Hancock Annuities

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